Daymaker charge on credit card and statement: What it’s about
There have been several reports of unauthorized and suspicious Daymaker charge on credit cards and statements from Daymakers Scottsdale, Arizona.
We’ll go over the charge briefly. Continue reading to learn more.
We did a little research and we noticed Shopdaymakers is an online Gift shop. We attempted to access the website but discovered it had been unavailable for an extended period of time; something appears to be unclear at this time.
Update: The Shopdaymakers website is back online. They offer gifting services.
According to their website, They “are culture-seekers rooted in thoughtfulness and style to curate, automate and elevate gift-giving. Our team is comprised of tastemakers and innovators. We energize the art of gifting with style, ease and intention. Sourcing from our community of artisans and trendsetters, we aim to be the reason why someone smiles.”
We also discovered another online store called Daymakers, which sells various types of bags.
If you don’t remember dealing with any of these websites you should contact your bank or credit card company to dispute the charges and seek reimbursement.
Be aware that fraudsters frequently conduct a small dollar transaction to see if a card is active. Once approved, they begin selling the numbers on the black market. You should lock your card immediately because minor unauthorized purchases are frequently an indication that the card has been compromised.
How to look up a charge on your credit card statement
The first thing to rule out when you don’t recognize a charge on your credit card statement is that you don’t recognize the merchant name from the statement description. Charges from merchants on a credit card statement may appear perplexing or unrecognizable, even to the person who authorized the charge.
Some merchant names are more cryptic than others, especially for small businesses that may use the owner’s name as a merchant name rather than the business name.
There are several methods for researching unknown credit card charges:
- Look up the words in the description of the charge on your statement using a search engine, exactly as they appear.
- Call the number on the back of your credit card to see if your card issuer has its own merchant search tool.
- Contact any merchants you did business with on the date of the charge and inquire about how their company appears on credit card statements.
With all of the credit card transactions that take place every day, mistakes are unavoidable. However, cardholders have some recourse if errors appear on their credit card bills: you can dispute charges you don’t recognize.
Just keep in mind that the credit card company will investigate the charges, so you should retrace your steps before disputing the charge. Examine all receipts from that time period to ensure you did not simply overlook a purchase you authorized. If you come up empty-handed, contact the merchant; it could be an honest mistake, and the charge can be reversed. If it’s not an error, contact your credit card company to dispute the charge.
What to do if you didn’t authorize the Daymaker charge
If you did not authorize the charge, you could be the victim of credit card fraud. You must immediately notify your card issuer by calling the number on the back of your card or logging into your online credit card account.
Your credit card company will most likely cancel your card and send you a new one. You will not be held liable for the unauthorized charges.
Did you get the Daymakers charge on your card or statement? Share your experience in the comment section below.