finance
HGB TRS, TRR select charge on credit card and bank statement
There have been several reports of suspicious HGB select charge on credit cards and bank statements. You are not alone on this.
We will be writing a review of what the charge is all about. Continue reading below.
Sometimes, charges from merchants on a credit card statement may appear perplexing or unrecognizable, even to the person who authorized the charge.
Some merchant names are more cryptic than others, especially for small businesses that may use the owner’s name as a merchant name rather than the business name.
There are several methods for researching unknown credit card charges:
1. Look up the words in the description of the charge on your statement using a search engine, exactly as they appear.
2. Call the number on the back of your credit card to see if your card issuer has its own merchant search tool.
3. Contact any merchants you did business with on the date of the charge and inquire about how their company appears on credit card statements.
With all of the credit card transactions that take place every day, mistakes are unavoidable. However, cardholders have some recourse if errors appear on their credit card bills: you can dispute charges you don’t recognize.
HGB select credit card charge
The HGB select credit card charge that has been showing up on most people’s bank and credit card statements is from Humana Government Business, dba Humana Military.
What is HGB TRS?
HGB TRS means Tricare Reserve Select.
What is HGB TRR?
HGB TRR means Tricare Retired Reserve.
What is HGB TYA?
HGB TYA means Tricare Young Adult.
What is HGB?
HGB means Humana Government Business, but they are doing business as Humana Military.
Humana Military, a wholly owned subsidiary of Humana Inc., administers the TRICARE health program for military members, retirees, and their families in the East Region in collaboration with the Department of Defense.
According to the company about us, Humana Military has worked for over 25 years to improve health outcomes and simplify experiences for millions of beneficiaries across the United States through TRICARE and other military healthcare programs. Humana Military is a thought leader in the industry and an essential partner to the government because of its high-quality service, cost-effective platforms, and progressive approaches to care.
Why you are seeing the HGB select credit card charge?
If you see the HGB charge on your credit card, it is from the Tricare insurance company. You are probably in the military and using Tricare insurance.
I don’t recognize the HGB select charge
If you don’t recognize the HGB select charge on your credit card or bank statement, it means someone else used your card which could be a sign of fraud.
Be aware that fraudsters frequently conduct a small dollar transaction to see if a card is active. They begin selling the numbers on the black market after receiving approval. Minor unauthorized purchases are frequently an indication that the card has been compromised, so you should lock your card right away.
What to do if you didn’t authorize the HGB credit card charge
If you did not authorize the charge, you could be the victim of credit card fraud. You must immediately notify your card issuer by calling the number on the back of your card or logging into your online credit card account.
Your credit card company will most likely cancel your card and send you a new one. You will not be held liable for the unauthorized charges.
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