Hook flies credit card charge: What charge is that?
Several reports of Hook Flies credit card charges have been received from different users. We will be writing a short review about the charge.
Continue reading below to learn more.
What is Hook flies?
We did some research about the company and we could not find any details or information at this time. The charge is fishy.
Hook flies credit card charge
If you are seeing the Hook Flies credit card charge, it means you bought an item from the company or someone else used your card which could be a sign of fraud.
Be aware that fraudsters frequently conduct a small dollar transaction to see if a card is active.
They begin selling the numbers on the black market after receiving approval.
Minor unauthorized purchases are frequently an indication that the card has been compromised, so you should lock your card right away.
However, to be sure, Examine all receipts from that time period to ensure you did not simply overlook a purchase you authorized.
If you come up empty-handed, contact the merchant; it could be an honest mistake, and the charge can be reversed.
If it’s not an error, contact your credit card company to dispute the charge.
How to look up a charge on your credit card statement
Charges from merchants on a credit card statement may appear perplexing or unrecognizable, even to the person who authorized the charge.
Some merchant names are more cryptic than others, especially for small businesses that may use the owner’s name as a merchant name rather than the business name.
There are several methods for researching unknown credit card charges:
- Look up the words in the description of the charge on your statement using a search engine, exactly as they appear.
- Call the number on the back of your credit card to see if your card issuer has its own merchant search tool.
- Contact any merchants you did business with on the date of the charge and inquire about how their company appears on credit card statements.
With all of the credit card transactions that take place every day, mistakes are unavoidable.
However, cardholders have some recourse if errors appear on their credit card bills: you can dispute charges you don’t recognize.
How to look up credit card merchant names
Do your credit card transactions show a business name that you don’t recognize?
Bear in mind that some company names can appear abbreviated or otherwise shortened on your statement.
Some companies might also appear under the name of their parent company or the name of the payment processing service provider they use.
You can look up the name online to find out what company it’s related to.
What to do if you didn’t authorize the Hook Flies credit card charge
If you’ve researched the transaction and still don’t recognize the charge, it could be the result of an error or fraud.
In either case, you should promptly contact your credit card issuer.
Your credit card company will most likely cancel your card and send you a new one. You will not be held liable for the unauthorized charges.
Unless the dispute concerns fraud, most issuers require you to file it within 60 days of the transaction appearing on your statement.
When it comes to disputes, contacting the business directly is often the fastest way to resolve things.