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finance charge on credit card and bank statement: What it’s about




There have been several reports of charge on credit card and bank statements from different users. We will be writing a short review about the charge.

Continue reading below to learn more.

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SmartyPlus is an online shopping service. However, users have labeled it as a scam and fraudulent.

“I almost got sucked in by smarty as well. If the business name is unknown to me and it asks for my details including cc or bank info, I back down regardless of anything. I took a screenshot of the smarty cashback offer and it appears its a Google Ad”, a user wrote.

Another said; “I purchased an item on Ebay today and when my transaction was complete there was an advertisement for a $10.00 rebate on my purchase.  Site is ‘SMARTYPLUS.NET’.  Don’t go there, they attempt to charge your credit card $3.00 per my credit card company.  They have been flagged by my bank as a fraudulent site.”

It was launched in 2020, according to whois. charge

If you see the charge on your credit card, it means you added your card details on the website or someone else used your card which could be a sign of fraud.

Be aware that fraudsters frequently conduct a small dollar transaction to see if a card is active. They begin selling the numbers on the black market after receiving approval. Minor unauthorized purchases are frequently an indication that the card has been compromised, so you should lock your card right away.

What to do if you didn’t authorize the charge

If you did not authorize the charge or you never bought anything from the company, you could be the victim of credit card fraud. You must immediately notify your card issuer by calling the number on the back of your card or logging into your online credit card account.

Your credit card company will most likely cancel your card and send you a new one. You will not be held liable for the unauthorized charges.

Also, are you seeing the Gobrands inc charge on your credit card statement? Read more.

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